How To

A step by step walk-through with pictures on how to navigate the site as both an applicant and a referrer. 

Applicant: 

Step 1

Scroll through the list of credit cards and choose the one you would like to apply for. Note, the price for every card is $0 because it doesn't cost you anything to request a link. 

Step 2

Click on a card to see the specific details, benefits, and offerings on each card. 

What we pay you: This is the dollar value we calculated the applicant would receive for using our site and someone else's link. To break it down, a referrer for the Chase Freedom receives $100 for every successful referral. By having ThePointsMarket facilitate the referral, we charge 60% of the referral reward value, which in this case is $60. That's how we're able to pay you, the applicant. In the end, the Referrer profits $40, the applicant profits $40, and ThePointsMarket settles with the remainder. 

Step 3

Make sure your cart only has ONE credit card. 

Step 4

Create an account and provide us with some basic information and submit your purchase. 

Step 5

Once your purchase has been made, you will be sent a confirmation email. Within 24 hours of your purchase, we will send you an email with a link for the credit card you selected. You will have 7 days to apply, get approved, and email us back with a simple, "Done."

If the credit card company requests more time for further deliberation, send us that email or a screenshot of that notice and we will extend the time period accordingly. 

Step 6 

After you email us, it will be on us to confirm that the Referrer has received their referral reward. When that is confirmed, a PayPal payment will be sent to the email associated with the account. 

 

Referrer: 

Step 1

Scroll through the list of credit cards and choose the one you would like to provide your link for. The price for every card is calculated by taking at most, 60% of the credit card referral reward's value. 

Step 2

The price of the Chase Freedom is set at $60 because that is 60% of the $100 referral bonus.

What you get: This is the minimum dollar value of the referral bonus when the points/credit you receive from the credit card company is redeemed for cash. To break it down, the referral bonus for the Chase Freedom is 10,000 points for every successful referral. By having ThePointsMarket facilitate the referral, we charge 60% of the referral reward value, $60 in this scenario. Of that, $40 or 40% of the total referral bonus goes to the applicant. 

If you aren't sure where to find your referral link, copy and paste the link at the bottom of the bullets. That will take you to the card-specific website where you can obtain your personalized link. 

Note: Every credit card has a maximum number of referrals that can be made in a year. Please make sure you have not gone over that threshold for the calendar year because you will not receive your referral bonus.

Step 3

Add the selected card to your cart. On the "Carts" page, please paste in your referral link in the comment box and make sure there is only one card in your cart. As a referrer you may provide as many links as you would like as long as they are for different cards and are made as separate orders. 

This means you can have ONE referral link in the system for the Reserve, the Freedom, the Amex Plat, and any other different card. 

The format should read like this: "Credit Card name: Link" 

Step 4

Create an account and provide us with some basic information and submit your purchase. You WILL have to provide us with your payment information after submitting your order, so do not exit, close, or go back in the window. 

Step 5

We will notify you when we've confirmed that someone has successfully used your link for a credit card and check up on you every 2-3 weeks to see whether you've received your referral bonus or not. 

Step 6 

Reply to any of our check-up emails with "Points Received" to let us know you've gotten your referral bonus from the credit card company. At that point we will charge your account and you will be able to submit your link again.